Your Clear Path to Debt Freedom Starts Here

Visualize your debt free timeline, build a budget that works *for you*, and discover smart strategies to accelerate your journey to financial freedom.

🎓 Students with a .edu email get free lifetime access!
Debt payoff timeline chart

See Your Debt-Free Future

Powerful tools that show you exactly how to eliminate debt faster and save thousands in interest

Budget overview preview

Budget Overview

Debt payoff timeline preview

Debt Payoff Timeline

What-if scenarios preview

What-If Scenarios

Payoff schedule preview

Payoff Schedule

Budget Overview

Track your spending and income with detailed monthly summaries

Key Benefits

  • Visual breakdown of income vs expenses
  • Identify spending patterns and opportunities to save
  • Find extra cash to accelerate your debt freedom
  • Track progress toward financial goals
Monthly budget overview showing income, expenses, and savings

Get Debt-Free in 3 Simple Steps

Take control of your finances and accelerate your journey out of debt with DebtWise. Here's how easy it is:

1

Build Your Budget

See where your money goes and feel confident about what you can put toward debt.

2

Enter Your Debts

Get clarity by viewing all your balances in one place—no more guesswork.

3

Track Your Progress

Stay motivated as your debt shrinks and your freedom grows.

Choose Your Path to Debt Freedom

Download our free spreadsheet tracker to get started, or unlock the full power of the DebtWise web app for automated tracking and advanced features.

FULL POWER

DebtWise

$19one-time payment
🎓 FREE for students with a .edu email!

Automate your debt elimination plan. Get advanced tracking, visualizations, 'what-if' scenarios, and expert strategies—all in one seamless platform.

Track unlimited debts
Automated Snowball & Avalanche strategies
Advanced budget tracking & insights
Visualize 'what-if' payment scenarios
Receive priority email support
Get all future updates included

DebtWise Starter Spreadsheet

$0free forever

Kickstart your debt payoff journey with our comprehensive spreadsheet. Manually track your debts, calculate payoff timelines, and build a basic budget.

Manually enter and track debts
Calculate Snowball/Avalanche payoff (manual setup)
Basic budget planning template
Requires manual updates & calculations
Automated tracking & insights
Advanced 'what-if' scenarios
Priority support